top of page

Embracing the Future: How FinTech is Revolutionizing Microfinance and Lending

Updated: Jun 20

The traditional banking systems have often debarred small business and low income individuals. This gap is filled by microfinance that offers them financial services, these services are provided through Financial Technology (FinTech). FinTech is used by financial organizations and it is not only restructuring monetary or economic landscape but also creating progress, inclusion and new opportunities.

The Rise of FinTech Amid Tightened Lending Policies

The latest financial crisis has left remarkable impact on consumer lending policies. Banks have tightened their wallets, regulations and requirements to obtain loan by individuals and small businesses. This has but stimulated the growth and bid for FinTech solutions such as mobile lending and peer-to-peer (P2P) lending platforms. These contemporary Avant garde platforms are offer desired access to capital, enabling entrepreneurs and individuals to attain their financial goals.

MSc in Financial Technology at University of Portsmouth

Financial Technology is fast paced industry and University of Portsmouth (UP) offers an excellent program that not only provides a theoretical understanding but also practical skills. The course UP provides is unique because the university has secured AACSB in credit of their exceptional quality of business and management education. Less than six percent of universities around the globe hold the AACSB accreditation. The course will provide theoretical knowledge and equip with practical skills needed to succeed in this field. The course explores financial technology and it is implemented or used in digitalized business and how it is used in forensic analysis.

The course explores financial markets, the growth and impact of digitalizing economy and its theories. The course also deliberates on the emerging trends in economics and forensic technology. The students will also be introduced and allowed to use the University Bloomberg Suites, industry standard analytical software tool and develop skills needed in job markets. The UP has an excellent faculties and the course is taken through series of lectures, seminars, workshops and tutorials. The university itself has a dedicated research team on FinTech and Microfinance.

The University of Portsmouth is has two campuses, one in London and another located in Portsmouth (the seaside city). Both locations have an excellent campus. The university boasts state-of-the-art facilities, cutting-edge research centres, and a distinguished faculty comprised of industry experts and scholars Moreover, UP's vibrant and diverse campus community fosters a supportive and inclusive learning environment where students from all backgrounds feel valued and empowered to succeed. The university celebrates diversity and encourages collaboration, creativity, and critical thinking, preparing students to thrive in an interconnected and multicultural world.

2 views0 comments


bottom of page